Goal-Based Investment Planner
Work backward from a future goal to a monthly investment estimate.
Open calculatorRetirement
Retirement Corpus Planner
Estimate a retirement corpus using inflation-adjusted expenses and return assumptions.
Your retirement details
Estimated result
₹0Year-wise view
Projection table
What this calculator tells you
This planner estimates the retirement corpus needed from your age, retirement age, life expectancy, expenses, inflation, return assumptions, and existing corpus.
How to use it
Enter your age details, current monthly expenses, inflation, pre- and post-retirement returns, and current savings. The result estimates the corpus and monthly investment needed.
Formula used
Real return = ((1 + post-retirement return) / (1 + inflation)) - 1
Corpus = Annual expense × [1 - (1 + real return)-retirement years] / real return
- Annual expense
- monthly expense at retirement multiplied by 12
- Real return
- post-retirement return adjusted for inflation
- Retirement years
- life expectancy minus retirement age
- Existing corpus FV
- existing corpus grown until retirement
Assumption used: Existing corpus is grown to retirement first, then subtracted from the required corpus.
Assumptions and limitations
This is a planning estimate only. It does not include taxes, health shocks, changing lifestyle costs, pension income, asset allocation changes, or unpredictable market returns.
These calculators are for educational and planning purposes only. Results are estimates based on the inputs provided and should not be treated as financial advice. Please consult a qualified financial advisor before making investment or loan decisions.
Related calculators