Goal-Based Investment Planner
Work backward from a future goal to a monthly investment estimate.
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Monthly Investment Growth Calculator
Estimate how a monthly investment may grow over time with return and step-up assumptions.
Your monthly investment details
Estimated result
₹0Year-wise view
Projection table
What this calculator tells you
This calculator estimates how monthly investing can build a final corpus over time. It shows the amount you invest, the estimated gains, and the wealth multiple using your return, period, and optional annual step-up.
How to use it
Enter the monthly amount you plan to invest, choose an expected annual return, set the time period, and add a step-up if you plan to increase the contribution each year.
Formula used
FV = P × [((1 + r)n - 1) / r] × (1 + r)
- FV
- future value of the monthly investments
- P
- monthly investment amount
- r
- monthly return rate
- n
- total number of months
Assumption used: Monthly compounding is used. If step-up is entered, the monthly contribution increases once each year.
Assumptions and limitations
The estimate assumes a constant return and regular monthly investing. Actual market returns can move up and down, and taxes, charges, missed instalments, and product rules are not included.
These calculators are for educational and planning purposes only. Results are estimates based on the inputs provided and should not be treated as financial advice. Please consult a qualified financial advisor before making investment or loan decisions.
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